When you file for this type of bankruptcy, a Chapter 7 trustee will evaluate your unexempt assets to see if any property can be liquidated. Brad can help you determine your exemptions and the risks associated with Chapter 7 bankruptcy.

Some types of assets are exempt up to a certain amount under Georgia state law. For example, $21,500 of value in real estate or personal property is exempt, as well as $5,000 of value in motor vehicles. There are specified exemption amounts for things like jewelry, clothing, furniture, electronics, and funds in a bank account. In many instances, retirement accounts like IRA's and 401k's are fully exempt.

Before you file, consult experienced Chapter 7 bankruptcy attorney, Brad Stephens. Brad will answer your questions and offer advice based on years of legal experience. We will have to collect your financial records, including credit card statements, bank statements, pay stubs, and tax returns. We will use this information to file a bankruptcy petition with the court. You will have to disclose all of your debts, income, expenses, and assets.

In some cases, there may be a better alternative to bankruptcy when it comes to solving your debt problem. Brad Stephens can advise you on your options and help you file if it is right for you. For people in debt that they are unable to pay off, with suffering credit scores, it may be a way to start fresh and "reset" your financial position. Brad will guide you through the process and help protect you from creditors.


Facing bankruptcy can be a frightening process. Do not let creditors harass you, file lawsuits against you, or levy against your property. Upon completion of your Chapter 7 bankruptcy plan the goal is to discharge unsecured debt and retain your property. However, you do not have to do this alone. Are you looking for a Chapter 7 bankruptcy attorney in the Bartow County or Cartersville, GA area? Contact Brad Stephens to get the legal guidance and support you need.


Law Office of Brad Stephens, P.C. has lawyers who are experienced with a variety type of criminal defense, bankruptcy, personal injury, and estate planning law issues. If you want advice or are seeking legal support, please consider getting in contact. We'd love to help you with your case.


If you are looking for quick service, then consider giving us a call. One of our lawyers is available to speak to your directly. We hope to be able to discuss your case and schedule an appointment.